Financial institution risk expert Dev Strischek will move from the income statement to the balance sheet to show you how to evaluate a borrower’s liquidity, leverage, and solvency. You will learn how to update your vetting practices to account for the unusual history and uncertain future of the pandemic era.
What You'll Learn
- How should you measure liquidity today? How have ratios changed?
- What does the proportion of support between owners and creditors reveal?
- How can you match short-term assets with short-term debt and long-term assets with long-term debt?
- How can you determine if a borrower can sustain its asset base, pay its obligations, and reward its owners?
- How does sustainable growth differ from actual growth?
- What industry ratios allow you to compare a borrower to its peers?
Who Should Attend?
- Certificate of Attendance
- All resources and training materials
- Principal of Devon Risk Advisory Group, engaging in consulting, speaking and training on a wide range of risk, credit, and lending topics
- Former SVP and senior credit policy officer at SunTrust Bank, Atlanta
- Previously chief credit officer for Barnett Bank's Palm Beach market
- Served as a combat engineer officer in the U.S. Army
- Instructor in the American Bankers Association’s Stonier Graduate School of Banking
- Southwestern Graduate School of Banking, and the ABA’s Commercial Lending School
- Writes about credit risk management, financial analysis, and related subjects for professional business journals
- Serves on the advisory boards of several professional associations
- Graduate of Ohio State University and the ABA Stonier Graduate School of Banking MBA from the University of Hawaii