Commercial Loan Underwriting Certification

Dev Strischek Dev Strischek

Commercial loan underwriting standards and practices are constantly evolving, so staying on top of them is essential. Protecting an asset's value while minimizing exposure to loss is the goal. With a good game plan, you can manage many risks, and a good game plan has several key components. Underwriting a commercial loan involves three pillars: cash flow, collateral, and guarantees. Due to the fluctuating nature of interest rates and the general business environment, it is particularly important to evaluate and minimize risk when making lending decisions. By taking part in our Commercial Loan Certification program, you will develop your underwriting skills and enhance your knowledge. This will enable you to stand out as an underwriter, increase your earning potential, and excel in a competitive field. Dev Strischek will present this 3-session certification program.  Strischek specializes in risk management for financial institutions. He will review current underwriting laws and provide detailed instructions for analyzing a borrower's cash flow, collateral, and guarantee options.  As a participant in this program, you will learn how to reduce underwriting risks and increase loan quality.

What You’ll Learn

During this highly informative webinar, our speaker will be discussing:

  • Master the current laws and regulations
  • Discuss in detail the three pillars of commercial loan underwriting
  • Cash flow
  • Collateral
  • Guarantees
  • Examine commercial loan applications in the context of today’s economy
  • Update your institution’s practices
  • Reduce risk
  • Demonstrate your competence to managers, regulators, and customers
  • Accelerate your career growth

You Will Also Receive:

  • All courses include a PDF version of the presentation slides along with any additional materials or resources provided by the presenter
  • One certification exam attempt is included

Commercial Loan Underwriting Certification Series Outline
Session 1: Cash Flow

  • Foundations of good credit decisions
  • Logical evaluation of repayment sources
  • Analyzing cash flow
  • How to use EBITDA in your calculations

Session 2: Collateral

  • Tying together the purpose and use of funds
  • Types of financing
  • Collateral alternatives
  • Evaluating collateral risk

Session 3: Guarantees

  • Purpose and psychology of owner guarantees
  • Types of guarantees
  • Evaluating guarantors
  • Case study tying together cash flow, collateral, and guarantees
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On-Demand
Certification
Option
$497.00
$497.00
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Recommended Audience
Who Should Attend?
  • Commercial bankers
  • Business bankers
  • Credit analysts
  • Credit underwriters
  • Loan review officers
  • Credit department managers
  • Loan administrators
  • Loan documentation specialists
  • Credit risk officers
  • Relationship managers
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Dev Strischek
About

Expert Presenter

Dev Strischek
  • Principal of Devon Risk Advisory Group, engaging in consulting, speaking and training on a wide range of risk, credit, and lending topics
  • Former SVP and senior credit policy officer at SunTrust Bank, Atlanta
  • Previously chief credit officer for Barnett Bank's Palm Beach market
  • Served as a combat engineer officer in the U.S. Army
  • Instructor in the American Bankers Association’s Stonier Graduate School of Banking
  • Southwestern Graduate School of Banking, and the ABA’s Commercial Lending School
  • Writes about credit risk management, financial analysis, and related subjects for professional business journals
  • Serves on the advisory boards of several professional associations
  • Graduate of Ohio State University and the ABA Stonier Graduate School of Banking MBA from the University of Hawaii
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