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On-Demand

CRA Rating Bootcamp

Rheanna Rodriguez
CRA Rating Bootcamp
FormatSelf-Paced | On-Demand
Sessions3
Per session60 Minutes
CertificateIncluded

Increased CRA Regulatory Scrutiny: Learn How to Meet Compliance Requirements.

The Biden administration has dramatically increased regulators’ focus on Community Reinvestment Act (CRA) compliance. Federal agencies are actively addressing fair lending and making CRA exams tougher. Even financial institution merger evaluations now have a significant CRA component.

You must build a strong CRA program that adheres to laws and regulations while fulfilling the goal of supporting low- and moderate-income (LMI) neighborhoods. The FDIC, FRB, OTS, and OCC take these responsibilities very seriously, using CRA Ratings and Performance Evaluations to ensure compliance.

To help you maintain or improve your institution’s rating and support your community, we are offering a series of three information-packed webinars.

CRA expert Rheanna Rodriguez will walk through a comprehensive plan you can follow to establish a robust program in your institution. You will learn how to update policies and practices to comply with the new regulations.

    What We'll Cover

    Course Outline

    • Encourage banks to expand access to credit, investment, and banking services in LMI communities.
    • Adapt to changes in the banking industry, including internet and mobile banking.
    • Provide greater clarity and consistency in the application of the CRA regulations.
    • Tailor CRA evaluations and data collection to bank size and type.

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    You must build a strong CRA program that complies with the updated regulations while fulfilling supporting low- and moderate-income (LMI) neighborhoods. The FDIC, FRB, OTS, and OCC take these responsibilities very seriously, using CRA Ratings and Performance Evaluations to ensure compliance.

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    To help you maintain or improve your institution’s rating and support your community, we are offering a series of three information-packed webinars:

    CRA Rating Bootcamp

    Webinar 1: CRA: Community Development Activities

    • Quality community development activities
    • Evaluation of community development activities
    • Different evaluations based on bank size
    • Break down of each community development hook
    • How to provide context to your institution’s community development activities
    • Documentation best practices

    Webinar 2: CRA: Transition From Small to ISB or ISB to Large Bank Test

    • How to prepare for a transition from a small bank to an ISB
    • How to prepare for a transition from an ISB to a large bank
    • Importance of a CRA strategy and goals
    • Importance of creating a CRA program
    • Importance of monitoring lending levels and trends
    • Creation of a self-assessment

    Webinar 3: How to Build a Strong CRA Program

    • What should be included in your institution’s CRA program
    • Why creating a committee is necessary
    • Why understanding the strategic plan is important
    • What you should include in your monitoring program
    • How you should analyze your CRA applicable data
    • How to leverage existing practices

    Meet the Expert

    Rheanna Rodriguez

    Rheanna Rodriguez

    Rheanna Rodriguez is the SVP, Director of Specialty Regulations at FFB. She is responsible for the oversight for the bank's risk assessment program, including risk management of the bank’s new or existing products, services, or vendors. Her responsibilities include oversight for the bank’s Fair Lending program, including ECOA, FHA, and FCRA. She provides oversight for Unfair and Deceptive Acts or Practices and other specialty regulations. She conducts the CRA data analysis and self-assessments. Prior to her work at FFB, she was a commissioned Compliance Examiner for the Southern California territory at the FDIC.

    Who Should Attend?

    • Bank chief executives
    • Executive directors
    • Board members
    • CRA officers
    • Community development officers
    • CRA staff
    • Compliance staff
    • Financial staff
    • Communications professionals
    • Risk officers
    • Auditors

    Training Includes

    The CRA Rating Bootcamp course includes the following:

    Two Year Course Access

    Access your course through your customer dashboard

    • Course access for 2 full years
    • All live sessions include access to the on-demand recording post live session

    Class Experience

    Live sessions are small and focused to support questions and discussion. Self-paced on-demand courses allow you to move through the material on your own schedule.

    Resources

    Downloadable course materials to support learning

    Attendance Certificate

    All sessions include an Attendance Certificate

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    $500.00