Real Estate Loan Compliance Certification

Michael R. Christians Michael R. Christians

Regulatory compliance counsel Michael Christians will explain the compliance requirements applicable to real estate loans. You will learn how to please borrowers while reducing liability for your institution.

Benefits of Certification

  • Learn how to comply with laws and regulations for real estate loans
  • Help borrowers complete transactions successfully
  • Demonstrate your knowledge
  • Advance your career
1 1
Live Session
Certification
Option
$1,014.00
$1,014.00
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Monday, August 5 - Friday, August 10, 2024; 2:00 PM Eastern or Monday, December 16 - Friday, December 20, 2024; 2:00 PM Eastern

5 Sessions scheduled for 60 minutes including question and answer period.

INFORMATION
Training Overview

The key to your next promotion: Real Estate Loan Compliance Certification

There is no time like the present for upskilling. Earning your Real Estate Loan Compliance Certification will help you overcome the market downturn and fuel career growth.

As interest rates rise and regulatory scrutiny persists, it is more important than ever to understand the life cycle of a loan and compliance requirements. Everyone who works with mortgage transactions must know the most up-to-date procedures and timelines. Failing to follow the federal rules could subject your institution to increased liability, cause financial losses, and alienate borrowers.

Our Real Estate Loan Compliance Certification program will enable you to:

  • Learn how to comply with laws and regulations for real estate loans
  • Help borrowers complete transactions successfully
  • Demonstrate your knowledge
  • Advance your career

Real Estate Loan Compliance Certification

Webinar 1: The Lifecycle of a Mortgage Loan: Part One

  • SAFE Act
  • E-Sign Act
  • Collection of monitoring information
  • Loan originator qualification requirements
  • Loan originator compensation rules
  • RESPA Section 8

Webinar 2: The Lifecycle of a Mortgage Loan: Part Two

  • Loan estimate
  • Written list of service providers
  • Homeownership counseling notice
  • Mortgage toolkit
  • HELOC application disclosures
  • Adjustable-rate mortgage application disclosures

Webinar 3: The Lifecycle of a Mortgage Loan: Part Three

  • Ability to repay
  • Qualified mortgages
  • High-cost mortgages
  • Higher-priced mortgage loans
  • Appraisals
  • Flood insurance

Webinar 4: The Lifecycle of a Mortgage Loan: Part Four

  • Closing Disclosure
  • Notice of Right to Cancel
  • Regulation Z’s servicing requirements
  • Regulation X’s servicing requirements

Webinar 5: The Lifecycle of a Mortgage Loan: Part Five

  • Fair lending goals and expectations
  • Equal Credit Opportunity Act
  • Fair Housing Act
  • Home Mortgage Disclosure Act
Recommended Audience
Who Should Attend?
  • Mortgage loan originators
  • Loan processors
  • Real estate lending management
  • Compliance professionals
  • Audit personnel
What's included
Training includes
  • Real Estate Loan Compliance Certification
  • All resources and training materials
Michael R. Christians
About

Expert Presenter

Michael R. Christians
  • Principal of Michael Christians Consulting, LLC
  • Assists financial institutions and organizations across the country with ensuring their compliance programs conform to federal laws and regulations
  • Provides counsel relative to current rules, assists with the strategic implementation of upcoming regulatory changes, and offers customized education and training services
  • More than two decades of experience in the financial services industry
  • JD from Drake University Law School
  • Member of the Iowa State Bar
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