A Deep Dive Into Nacha Formatting Files

UMACHA file format enthusiast Jason Johnson will explain the inner workings of Nacha-formatted ACH files. You will learn how to read and use the information.

Topics Covered

  • Why are ACH files built the way they are?
  • What different types of records make up an ACH file?
  • What various fields does each record contain?
  • How do forward files, return files, and notification of change files differ?
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INFORMATION
Training Overview

Decipher the format of ACH files. Learn the logic behind Nacha formatting standards.

Every piece of data in a Nacha-formatted ACH file has a meaning and purpose.


Understanding the structure and format will enable you to decipher transactions, spot exceptions, and diagnose problems.

  • Why are ACH files built the way they are?
  • What different types of records make up an ACH file?
  • What various fields does each record contain?
  • How do forward files, return files, and notification of change files differ?
Recommended Audience
Who Should Attend?
  • ACH operations staff
  • Operations managers
  • Operations training staff
  • Backup operations staff
  • ACH management and staff
  • IT staff
  • Internal auditors
  • Treasury management professionals
  • Compliance officers
  • ACH auditors
What's included
Training includes
  • Certificate of Attendance
  • All resources and training materials
About

Expert Presenter

Jason Johnson
  • Associate Director of Education Services at UMACHA
  • Over five years of community banking experience
  • Background as a teller and bookkeeper
  • Degree in accounting